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Yulia Bumgarner
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4040 Palma Ceia Circle , Winter Haven, FL 33884

$749,000
  • 4040 Palma Ceia Circle , Winter Haven, FL 33884 Main Photo

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New to the Market Active
BEDS3 BATHS3 full 1 partial SQUARE FEET2,493 MLS#L4963754
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONCYPRESSWOOD PALMA CEIA

Property Description

Meticulously maintained and beautifully remodeled, this exceptional Palma Ceia residence in Cypresswood offers pond frontage, three private en-suite bedrooms, a dedicated office, a heated swimming pool, and incredible golf course views. The pavered driveway and walkways, manicured flower gardens, and a 2022 black metal roof set the stage for the impressive interior. Elevated ceilings, crown molding, waterproof Pergo flooring, stone counters, and plantation shutters are just a few of the home's stunning features. At the heart of the home is a spacious great room featuring a natural gas fireplace with shiplap façade. Triple sliding glass doors, with new screens, create a seamless indoor-outdoor flow to the covered lanai and pool area while showcasing the outdoor views. The updated kitchen features quartz counters, an island with a prep sink and filtered water, a Kohler workstation sink, breakfast bar, stainless appliances, double ovens, gas range, Bosch dishwasher, and a spacious dinette overlooking the pool. A private office provides the perfect setting for working from home. Designed to give everyone their own space, the home offers three bedrooms with en-suite bathrooms. The primary suite includes pool access, a tray ceiling, two walk-in closets with built-in shelving, and a gorgeous remodeled bathroom featuring a six-foot freestanding soaking tub, glass-enclosed walk-in shower, dual vanities, and a water closet. The second bedroom includes an equally impressive en-suite bath with custom tile flooring, a granite counter, tub, and separate walk-in shower. Located at the rear of the home, the third en-suite bedroom is ideal for visiting guests and can be closed off with a pocket door for added privacy. Its bathroom offers a granite counter with dual sinks, a tub and shower combo, and a linen closet. An additional linen closet is located in the guest-wing hallway. The interior laundry room provides a closet pantry, storage closet, and convenient half bathroom. Florida living takes center stage outdoors with a screen-enclosed heated pool, expansive covered lanai, and a separate screened area for sunning. The peaceful setting overlooks the pond and third hole of the golf course, where a variety of birds and wildlife can be enjoyed daily. Meticulously designed gardens, window planter boxes and a pavered sitting area near the pond-ideal for a fire pit-complete this private outdoor oasis. The two-car garage features an epoxy floor, utility sink, storage closets, and overhead storage racks. Additional improvements and features include a 2026 installed gas water heater, a 26-gauge standing seam metal roof (2022) with a 40-year warranty, dual-zone air conditioning (2020), irrigation on separate meter, plantation shutters throughout, remote-controlled lanai lighting, pool safety fence, Ring cameras, rain gutters, and more. Located within the guarded Cypresswood community, this remarkable home combines thoughtful updates, exceptional care, abundant privacy, and a truly beautiful golf course and waterfront setting. Cypresswood Golf & Country Club features an 18-hole championship golf course, driving range, pro shop, jr. olympic pool, tennis & pickleball courts, an event venue, a sports pub and more. Located just minutes from shopping, medical facilities and downtown Winter Haven. Centrally located between Tampa and Orlando with easy commutes to airports and beaches. Come see what this magnificent home and community in Central FL has to offer!

4040 Palma Ceia Circle | MLS# L4963754

This single family home located at 4040 Palma Ceia Circle , Winter Haven, FL 33884 is currently listed for sale with an asking price of $749,000. This property was built in 2005 and has 3 bedrooms and 3 full and 1 partial baths with 2493 sq. ft. Palma Ceia Circle is located in the CYPRESSWOOD PALMA CEIA subdivision. Search CYPRESSWOOD PALMA CEIA real estate on ybumgarner.floridaexecutiverealty.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Home Style: Custom
Lot Size: 0.30 Acres
Roof Type: Metal
Stories: 1.0
Taxes: $5,510
Year Built: 2005

Amenities

Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-In Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sliding Doors

Feature Descriptions

Additional Rooms: Attic, Den/Library/Office, Great Room, Inside Utility
Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Water Filtration System
Association Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Tennis Court(s)
Community Features: Clubhouse, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Restaurant, Tennis Court(s)
Directions: From Dundee Rd go into Cypresswood and through the gate. Follow straight. Go through stop sign and make the next right onto Palma Ceia Rd. Follow to stop sign and turn left onto Palma Ceia Cir, home is on the left.
Exterior: Block, Stucco
Fireplace: Family Room, Gas
Fireplace Y/N: Yes
Flood Zone Code: X
Flooring: Laminate, Tile
Foundation: Slab
Frontage Pond: 100
Garage Dimensions: 19x21
HOA Fee: 1825/ Annually
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: City Limits, Landscaped, On Golf Course, Paved, Private
Lot Dimensions: 0.3
Number of Pets: 3
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Parking: Driveway, Garage Door Opener
Parking Notes: Driveway, Garage Door Opener
Patio/Porch: Covered, Patio, Rear Porch, Screened
Pets Allowed: Cats OK, Dogs OK, Number Limit, Yes
Pets Restrictions: 3 household pets allowed. No livestock or commercial breeding.
Pool: Child Safety Fence, Gunite, Heated, In Ground, Screen Enclosure
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Security: Gated Community
Sewer: Public Sewer
Showing Instructions: Combination Lock Box, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Meter, Water Connected
Vegetation: Mature Landscaping, Trees/Landscaped
Water: Public
Water Access: Pond
Water Access Y/N: Yes
Waterfront Features: Pond
Water View: Pond
Windows: Drapes, Shutters, Window Treatments

Room Sizes

Great Room: 22x25
Kitchen: 12x15
Dinette: 12x14
Office: 10x12
Primary Bedroom: 13x17
Primary Bathroom: 12x15
Bedroom 2: 13x14
Bathroom 2: 8x11
Bedroom 3: 13x14
Bathroom 3: 8x11
Bathroom 4: 4x6
Laundry: 7x9
Balcony/Porch/Lanai: 9x33

Local Schools

High School: Winter Haven Senior
Middle School: Denison Middle
Elementary School: Elbert Elem

Listed By / Shown By

Listed By

Agency Name: THE STONES REAL ESTATE FIRM
Agency Contact: 863-412-2080

Shown By

Agent Name: Yulia Bumgarner
Agent Phone: (626) 200-7804
Agency Title: Florida Executive Realty

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Estimated Payment

$ 2,344.57 per month $1,666.95 Principal & Interest $459.17 Property Tax $218.46 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/30/2026. The listing information on this page last changed on 07/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 07/30/2026 12:00:03 AM EST) or Stellar MLS (last updated Wed 07/29/2026 11:44:14 PM EST). Real estate listings held by brokerage firms other than Florida Executive Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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